Private Event Insurance is basically an insurance policy that covers your wedding and financially protects you against misfortune and mishap, including weather, illness, injury, missing vendors, etc. We obviously have our own insurance as well, but we require every event has a policy taken out for the day of the event naming us as the additional insured. You would find you would need private event insurance at almost any other venue. You are free to get your coverage from whomever, but the best place we have found is www.wedsafe.com. We require our clients to get a $1,000,000.00 policy that costs around $200.00.